Welcome to testmy.net boywonder,
How far away are you from your telco?
To find the location of your telephone company switching office;
Click here <+>
http://www.dslreports.com/coinfo . . .
what is your initial connect status?
(just click on your connection icon in your system tray.
(if I don't like my connect status, I just dis-connected
and connect again ~ 'till I get at least a 49.2Kbps speed,
sometimes I get a 53Kbps speed going.)
Next,
dis-able your Hardware(modem) compression in your
Internet Connection > Properties > Gerneral > (Connect using ~ your Modem) > Configure
set Maximum speed(bps) to 921600
[check] Enable hardware flow control
[check] Enable modem error control
[
un-check] Enable moden compression
hit OK
goto Networking (still in Properties) and click Settings
under "Type of dial-up server I am calling" and
[check] Enable LCP extensions
[check]
Enable software compression[check] Negotiate multi-link for single link connections
hit OK
try those first and remember to always re-start your computer for any changes to take effect.